Comments on: 4 Ways To Keep Your Financial Household Sexy

By: J. Money

J. Money — Tue, 24 Jul 2012 19:28:05 +0000

Thanks again for video/guest posting my man!!! I’m so glad to see everyone enjoyed it as much as I did :) I TOLD YOU YOU LOOKED LIKE THE ROCK!! Haha… Keep at it homeboy, your videos are killer (which is good in a money niche like ours!! They’re usually soooo boring!)

By: Mac

Mac — Tue, 17 Jul 2012 20:34:25 +0000

I had to laugh a bit at the use of the word “sexy” throughout this article and video. It was used a lot, even by J’s standards, but I guess you have to indulge when given the opportunity!

I appreciate that you included teaching kids about money among these essentials. It’s often viewed as a secondary financial responsibility, but I have been tracing the source of debt and bad financial habits back to what is learned from parents and what parents fail to communicate. I’m glad to see you communicate this as a primary financial responsibility. Thanks, Jeff.

By: Jeff Rose

Jeff Rose — Tue, 17 Jul 2012 13:51:08 +0000

@ Buck I would love to just get paid to be Dwayne’s stand in. Don’t think I’m THAT big though. :)

@ Kathryn glad to it got a chuckle out of you. :) iMovie does all the transitions and the $8 mic makes a HUGE difference. ;-)

@JW agreed. Many think that 10% is enough and see too many people saving well below that. They’re in for a rude awakening closer to retirement

By: JW @ AllThingsFinance

JW @ AllThingsFinance — Tue, 17 Jul 2012 03:51:56 +0000

I love the video. All very “unsexy” things indeed. Personally, I would move number two up to number one, especially if your employer matches. You can’t beat a 50% return on 15% of your gross income.

By: Ted Jenkin - Your Smart Money Moves

Ted Jenkin - Your Smart Money Moves — Mon, 16 Jul 2012 18:07:06 +0000

Great list Jeff, and it is NOT SEXY to not file your taxes!

By: Kathryn C

Kathryn C — Mon, 16 Jul 2012 01:35:32 +0000

dying laughing…. you are so funny…..annual credit report is SO expensive!
I need to get rigged like you with a mic, and those fancy water drop transitions. LOVE.
Great vid as always Jeff. I’m with Buck, I think there is acting in your future.

By: Buck Inspire

Buck Inspire — Sat, 14 Jul 2012 08:15:12 +0000

Informative list combined with an awesome vid. You should seriously get into acting Jeff. Dwayne Johnson better watch out. That death stare from your wife is wicked. Nice job!

By: Joe

Joe — Fri, 13 Jul 2012 23:14:31 +0000

Classic, solid advice.
1. Checking your credit report isn’t *quite* as easy for Canadians. There’s only two agencies. Equifax REQUIRES that you mail in a ton of crap, including ID. TransUnion doesn’t let you request it online, although there’s a reasonable phone system and they mail it out automatically after you answer questions.
2. Amen re: not saving enough for retirement. 10% is terrible and completely insufficient if market returns continue to fail. Max out ALL tax-advantaged vehicles – Roth IRA, 401k (in Canada, TFSA and RRSP). THEN save another 10% of your gross (which is easier cause of the tax rebate from your 401k or RRSP).
3. A really good book on teaching kids re: money is “Money-Smart Kids” by Gail Vaz-Oxlade. It’s a short novella, easy to read.
4. Emergency fund: $1000 to start. Then build 3 months of earnings as you pay off debt. Then 6 months earnings after your debt is repaid. Nuff said.

By: Jeff Rose

Jeff Rose — Fri, 13 Jul 2012 19:41:35 +0000

@Jason

Thanks buddy! Life’s too short to be serious all the time.

@debtntaxes My wife threw 2 shoes at me! haha. The second one just seemed more fun to be in slow-mo.

@ LB Great additions. Would have included some of those in the video but didn’t want to be 15 minutes long. :)

@ Peter that belch was for you and your lunch baby!

@ Melissa Totally agree. Borrow from 401k’s is another pet peeve of mine.

By: Melissa@LittleHouseInTheValley

Melissa@LittleHouseInTheValley — Fri, 13 Jul 2012 19:09:33 +0000

Love the post. Another not sexy thing–cashing out part or all of your retirement to pay off debt.