Comments on: 5 For Friday: A Peek Into Your Home

By: J. Money

J. Money — Mon, 04 Jul 2011 23:37:25 +0000

Wow – you guys are GOOD!!! Had a plan out and everything so you were ready to jump on the house when you saw it – good for you :) That’s very very rare but it’s nice to know people are smart enough to do that! haha… I’m so happy for you guys :) Dream house on day #1 – that rocks.

By: Meghan

Meghan — Fri, 01 Jul 2011 21:30:26 +0000

Do you “own” your home or do you rent? We will own it when we’re done paying the bank :)

If you own, how much did you pay for it? 149k with 10k down on it.

How much is your mortgage/rent payments? Just the mortgage is ~$800 and it’s ~1200 with the taxes and insurance.

Where do you live? Hattiesburg, MS

Do you own any other property? Nope

*Bonus* Are you Happy with this? This is absolutely our dream house. We started making the list of features to be included in our dream house before we were married. We didn’t start looking for a house until we were 100% out of debt and then we didn’t engage a Realtor until we had ~15k to put down and for closing costs. We had already driven by all the potential houses we had looked at online. We visited this house on the first ‘official’ day of viewing houses and signed the offer that evening. It has *everything* that was on both my and my husband’s dream house wish list. It is our first house and it may very well be our last house.

By: J. Money

J. Money — Thu, 30 Jun 2011 16:49:27 +0000

Nice!!!! You give the rest of us hope! :)

By: Miss Jane

Miss Jane — Thu, 30 Jun 2011 14:17:03 +0000

1. Own – bought last year
2. $79,900 for a flipped bungalow style home, I bought at the right time
3. $630 (with insurance and taxes escrow’d in)
4. Indianapolis, IN
5. Nope
*Bonus* Very happy, one of the best decision I’ve made!

By: J. Money

J. Money — Wed, 29 Jun 2011 23:31:37 +0000

@Amy Lou – Ahhh, cool cool. Unlike Reading Railroad, eh ;)
@Kristin – Nice!!! Esp on that jet ski – I still have never ridden one! I’m totally hitting you up if I ever make it over there ;)

By: Kristin

Kristin — Wed, 29 Jun 2011 21:07:45 +0000

1. Own
2. $207,000 in 2005, worth $240,000 **we DO NOT have a housing crisis where I live.
3. $993.99 for 15 yrs but we will have it paid off in 2 1/2 years
4. North Dakota
5. Own 3 cars and a jet ski fully owned by me no loans
6. Very happy with my home, don’t see use ever moving out and love our neightborhood!

By: Amy Lou

Amy Lou — Tue, 28 Jun 2011 17:23:48 +0000

Home is Redding, in rural Shasta County, 150 miles north of Sacramento.

By: J. Money

J. Money — Tue, 28 Jun 2011 03:15:19 +0000

Thank you guys so much for dropping all these! It really is helping me put things in better perspective and making me realize that a change is DEF in order for my living situation. This is nuts! You guys are doing so good!!! :) Very very proud of y’all. Putting me to shame fo sho.

@Meghan – Yes, affordability is key! So if you get bored or wanna leave it/sell it/etc but can’t for some reason, at least *financially* it’s not hurting you or screwing you up :) So well done! You did much better than me! Haha… (also, love your penguin icon)
@Teresa – Haha, I can see that. And what are the odds you live in the exact same spot as the commenter before? Cool! :)
@Nicole – SOLD! You need to be a pitch woman for Cleveland – I’m getting all excited over here! Haha…
@Amy Lou – Where is “home” for you? I forget.
@LLF – What if we lived down the street from each other? :)
@KSUE – And I appreciate you sharing :) We really are getting to know each other a lot – I love it!
@Paul – Wowwwww, at least you know what you’re doing! Damn man, that’s awesome. Totally different than a 27 y/o at home not doing anything w/ their life. I admire you, bro.

By: Paul

Paul — Tue, 28 Jun 2011 01:39:52 +0000

1: Live at home still rent free
2a: I G/C’ed the construction of a 2 unit next to a local hospital just under 200k
2b : I nabbed a distressed foreclosure in Florida for 19k which i currently rent (backup retirement home)
3: Live home free
3a: i collect around $3100/month on someone else’s rent mortgage around $1100
3b: rented for $600, mortgage of $89!!!!
4/4a: Albany, NY
4b: Clearwater, FL
5: read the a’s and b’s
6: Id love to move actually move out as im getting a little old living at home (27) so i just got another vacant lot and plan on building another 2 family

By: KSUE

KSUE — Mon, 27 Jun 2011 22:52:11 +0000

Do you “own” your home or do you rent? I “Houseshare” with some friends (so I rent/they own).
If you own, how much did you pay for it? They paid $875,000 about 14-years ago.
How much is your mortgage/rent payments? $600/month rent for 3/rooms/half the house. We split up utilities.
Where do you live? Santa Cruz, California
Do you own any other property? I own 1/10th of a house worth around $150,000. (It was my grandmother’s house and is paid off. We have it rented out – split 10 ways we each make about $100/month). I have owned a condo before in San Jose and I lost money on it (sold at the WRONG time!).
*Bonus* Are you Happy with this? Very happy! I’m now living in a beautiful house with an ocean view. My money is helping my friends keep their house (and the lower rent helps me stay afloat with my kids. Prior to this I was renting a 2-bedroom apartment in the same area for $1150/month for comparison.

Loved reading these, so thought I’d share.