Comments on: Whelp, My Caddy is “Totaled” https://eliteedgemoney.com/car-considered-total-loss-by-insurance/ Money | Minimalism | Mohawks Sat, 08 Apr 2017 11:14:16 +0000 hourly 1 https://wordpress.org/?v=6.9.4 By: thepotatohead https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-122177 Tue, 18 Jun 2013 04:36:14 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-122177 If the pimp mobile still runs and drives fine, albeit with some cosmetic damage, I’d opt to just keep the caddy and keep the pimp hand strong. You’d be getting $2k and still get to keep a functioning car. Plus at a minimum if your car runs and drives with a reasonable fix you can get $1k on craigslist. So potentially you can keep you car for however long it takes till something more major happens, you get $2k, and you can still sell your car for at least $1k. I’d keep rolling in the caddy.

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121939 Thu, 13 Jun 2013 13:45:13 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121939 In reply to Heather.

HAH! Amen to that. USAA rules in this area :)

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121938 Thu, 13 Jun 2013 13:43:33 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121938 Fair enough :)

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121935 Thu, 13 Jun 2013 13:39:39 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121935 In reply to Rachel211.

I know, right??? That’s a tribute to the quality of readers we have here :) Y’all are respectful and here to learn/share – not bash each other just for the sake of it. I’m glad you noticed!

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By: Bobbi https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121934 Thu, 13 Jun 2013 13:37:40 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121934 I wanted to address the one car concern. Lots of families have one car with children and mange just fine and no one dies. Our family has had one vehicle for ten years and we have a toddler. We have a 14yo 4runner with 232k miles on it. I work at home and me dh is a sahd. If it breaks down then we get it fixed. We then borrow a car from family, rent one or go without. I am confident that as a fully capable adult that you could figure out how to get your sick child to the doctor if need be. I am assuming if it was an emergency you would call an ambulance, if not then I would assume your city had either public transportation or cabs.

If you are truly honest with yourself then two cars are not necessary in a household where no one works outside the home and is a luxury. Having one car to fill with gas, pay maint on, insurance, registration and so on is good savings. Not to mention the environmental impact. When we sold my husbands car before a big move we planned to get him a different car right away. But after a few months we had adjusted and decided to stay with one. In fact, while we were both commuting we found that we really enjoyed the quiet time together coming and going.

Good luck with your decision. I suspect it is the sentimental aspect that is masking all of the other issues.

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121933 Thu, 13 Jun 2013 13:36:48 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121933 In reply to Alexa.

If only it were that easy! Caddys in good condition are not only hard to come by for that year, but also more expensive the better condition they’re in. So $1,500 would either get me a worse off beater or one with like 200,000 miles on it, haha…

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121931 Thu, 13 Jun 2013 13:32:34 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121931 In reply to InACents.

Ahahahahhaha…. you win the comment of the day ;) That was awesome.

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121930 Thu, 13 Jun 2013 13:32:12 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121930 In reply to Jordann @ My Alternate Life.

Ouch! Were you even able to pick up a new (to you) car with that amount? That was similar? Or did you just give up cars for a bit?

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121929 Thu, 13 Jun 2013 13:30:55 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121929 In reply to Tara.

Glad you enjoyed the article! Thanks for stopping by and leaving a comment – they all help! :)

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By: J. Money https://eliteedgemoney.com/car-considered-total-loss-by-insurance/#comment-121928 Thu, 13 Jun 2013 13:21:57 +0000 https://staging.eliteedgemoney.com/?p=33735#comment-121928 In reply to Heather.

That’s actually why I want to KEEP the car right now – cuz we have so many things going on! Haha… the idea of losing one or picking up another one gives me more of a headache than keeping one that runs perfectly fine ;)

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