Comments on: 3 Awesome Challenges to Try This Year https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/ Money | Minimalism | Mohawks Tue, 04 Jun 2013 18:06:19 +0000 hourly 1 https://wordpress.org/?v=6.9.4 By: Kelsey @ Zero to One Million Challenge https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83739 Fri, 27 Jan 2012 23:46:53 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83739 Yes, I think you’re right!

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By: J. Money https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83703 Fri, 27 Jan 2012 18:29:02 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83703 Haha, I think you’ll be obsessing for the rest of your life then as there’s *always* something financial you could be working on ;) At least it would be a lot more fun than debt though!

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By: Kelsey @ Zero to One Million Challenge https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83669 Fri, 27 Jan 2012 16:23:05 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83669 Thanks, J. Money! Getting rid of my student loans are a bit of an obsession rather than a goal.. If there’s something that I can do to knock the interest rate down or to pay them off faster, I will. I’m honestly not sure what I’m going to do with my time once all my debt is paid off! I guess then it’ll be time to go looking for some more debt (a.k.a.) a mortgage! Or maybe I’ll just obsess over saving and investing, probably smarter. =P

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By: J. Money https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83531 Wed, 25 Jan 2012 23:45:36 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83531 @Nancy – Fun!! I wish I could have you here to help with ours, we suck at cabinet stuff… will probably have to hire someone one day to do it :( Congrats on the almost $1k E Fund – that’s important! :)
@Kelsey @ Zero to One Million Challenge – Now that’s an interesting idea! I’d never even think about that. You’re smart. Not that I ever doubted you ;)

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By: Kelsey @ Zero to One Million Challenge https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83493 Wed, 25 Jan 2012 16:07:17 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83493 J. Money — I ended up taking out a loan from Lending Club to pay off a big chunk of it. My original plan was to take out a loan to cover ALL of it, and I would have locked in the rate at around 7%. Unfortunately, after “reviewing my credit” they knocked down the loan amount to $8,000. But, at least now I can knock out the one loan that’s 9.375%, and I’m fairly sure I can knock out the rest of it within a year.

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By: Nancy https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83457 Wed, 25 Jan 2012 05:20:00 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83457 We are focusing on financial goals this year. We are about a week away from our 1k emergency fund , our big hairy goal is paying off the rest of our debt this year and building our house saving fund. Our DIY project will be our house though we’ll technically start building next year. We are going to start building cabinets and some furniture this year.

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By: J. Money https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83439 Tue, 24 Jan 2012 23:44:38 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83439 NICE!! I like that very much so :) $5k for a vacay is pretty freakin’ big though, where would you be going – Antarctica? Haha…

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By: Jen https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83411 Tue, 24 Jan 2012 18:59:37 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83411 I went to the credit union Saturday morning to set up my goal for the year: automatic transfer of $200 out of my direct deposited paycheck into savings. I don’t know if I can live without $400/month in my checking/spending account, but I’m going to try my darnedest!

If I can make it work, I’ll have just over $5,000 in savings on Dec 31, 2012. How sweet is that! Vacation for 2013, saved for!!

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By: J. Money https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83357 Tue, 24 Jan 2012 02:08:00 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83357 So yeah – I accidentally called Kristina, “Krystal,” up there – oops. KRISTINA is the one doing the “no spend” challenge ;) Sorry! Y’all got the point though.

@Edward Antrobus – Good for you – that’s still a nice challenge! Give it a shot :)
@Stephanie – Fun! Maybe it’ll make doing laundry more bearable? ;) We might try and do our own floors in one of our rooms first to see how it goes, but something tells me I wont’ have the patience either for it, haha… gotta give it a shot though!
@Nate St. Pierre – GOOD! I liked that they were steps you could (literally) check off too – the whole PDF turned me on to be honest with you ;)
@Brett – Glad you found some of these ideas helpful :)
@Juan – Amen on that, brotha.
@Megan Cassidy – Oooh that’s kinda cool. I like that :) I’d probably start with less cursing… which always makes me want to curse MORE since I can’t do it, haha…
@Michelle @ Making Sense of Cents – Awesome! Good luck!
@cashflowmantra – Damn, that’s great! $30k is nothing to sneeze at. I hope you reach it! It’s an entry-level salary right there :)
@Jen @ Master the Art of Saving – Haha, yeah you do! Good for you on batting away the others and keeping your focus – that’s the mark of a very smart person ;)
@LB – I hear that. I’m always trying to start a new blog on something cuz I have all these ideas and brain waves, but never know how to streamline it (besides this blog – which is def. hard to maintain at times – talking about money every day takes a lot outta you! haha…). Let me know how Jobs’ bio goes too – it’s on my “maybe” list to check out.
@Jennifer Lissette – You can do it!! That 10-1 isn’t stupid if you can knock a lot of it out in time before it resets ;) I don’t know much about those, but I think you can do it? Or refi once it gets closer? (Easier said than done, I know).
@Angella – Good :) Little goals = Larger results later. Glad you found some you can try out!
@Brent Pittman – You know it brother. If you can make $3k blogging, you can then make $6k and $12k etc etc. It’s figuring out *how* that’s the hardest ;)
@One Frugal Girl – Oh wow, that is a LOT – jeez… I’m sorry to hear that :( I def. hope you hit $7k too then! I have faith in you! :)
@SimpleIslandLiving – I am in LOVE with your blog!! I literally clicked over there to find out how you got unemployed, and been reading for the last 40 mins! (Well, also cuz I’m a slow reader, but still – very captivating and interesting!). I’m gonna link back to you later on my site – hang in there!! :)
@Kelsey @ Zero to One Million Challenge – Yikes, scary! 9% is no joke either, boy… I hope you can knock off a big chunk of it! No shame in doing it in 2 years rather than 1 either, once it’s gone it’s gone, baby! ;)
@Megan H – I hope the move goes well! That’s exciting :) One of my favorite things to do growing up (we moved 17+ times due to dad being in the military – was so fun!)
@brooklyn money – NICE! That’s no joke yo, I hope you hit it!
@AverageJoe – I liked it too :) Nice and simple point w/ the heart being the only thing in color. Good luck on your no spend challenge!

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By: AverageJoe https://eliteedgemoney.com/cool-personal-finance-challenges-goals-new-year/#comment-83345 Mon, 23 Jan 2012 22:14:25 +0000 https://staging.eliteedgemoney.com/?p=20899#comment-83345 Awesome pic, dude. I don’t have a big hairy goal yet, but I love the “no spending plan” idea. I’m going to implement that one in my own life.

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