Comments on: Awesome FREE Place to Check Your Credit Score – Can You Beat Me? ;)

By: J. Money

J. Money — Fri, 08 Feb 2013 19:40:43 +0000

How weird? I’m afraid I’m not an expert in this stuff, but I’d guess it’s the closing down of credit cards accounts that are making this happen? If they’re you’re only lines of credit/debts?

Contrary to what people might think, it’s usually best to keep paid off cards OPEN to continue showing responsibility and available credit not being touched (aka your debt-to-credit ratio), etc. Of course if you don’t trust yourself to not use them, then it’s best to cut them up once and for all, but if not you can always leave open and just use it every few months to keep it “active” and then pay off the small balance/etc… Not much you can do about that now though :(

Maybe just email them and see what they say? It looks like you guys aren’t the only ones in this boat…. Sorry to hear! And also – CONGRATS on paying off your debt! :)

By: Kathryn

Kathryn — Wed, 06 Feb 2013 19:56:01 +0000

Brent – The exact same thing happened to me yesterday. Credit Karma has been carrying my score as 691 for months, and Credit Sesame had it at 741 since I paid off my closed credit card in Dec. Now Credit Sesame alerted me that my score is N/A and suggests that I needed at least one undisputed account on my report with a payment history in the last six months. I’m very confused on what to believe and how this will affect my plans to apply for a new credit card and use it (responsibly) to rebuild my credit.
J. Money – any insight you can share?

By: J. Money

J. Money — Wed, 16 May 2012 21:43:47 +0000

@Ashley – Congrats! That’s a helluva jump.
@Brent – Weird… haven’t seen N/A yet! You stumped it ;)

By: Brent

Brent — Wed, 16 May 2012 13:20:55 +0000

I know im late to the discussion but my credit score on sesame is N/A and on credit karma is 691. i’m pretty sure sesame is the score experian has and karma is the score transunion has.

By: Ashley

Ashley — Tue, 15 May 2012 00:07:15 +0000

Mine is 683 and while that is pretty low, it better than the 510 I had years ago! I used Credit Karma for my scores and have used the site since 2007.

By: J. Money

J. Money — Mon, 14 May 2012 14:44:25 +0000

yup! for sure…. haven’t used any of those two places yet, but good to know they’re out there, thx!

By: Eric

Eric — Mon, 14 May 2012 02:49:52 +0000

There’s creditkarma.com and credit.com both of with use transunion. It’s good that there are these types of free services that are able to give us a free “ballpark” of where we are.

By: J. Money

J. Money — Fri, 11 May 2012 14:12:50 +0000

haha… you all are def. good! tore me up! :)

By: Maria

Maria — Thu, 10 May 2012 20:20:57 +0000

818! Which I thought was awesome until I saw the scores at the beginning of this list! Still, I’m happy I’m in the 800s.

By: Edward Antrobus

Edward Antrobus — Thu, 10 May 2012 13:48:32 +0000

I’ve been meaning to give Credit Sesame a try. I’ve been using Credit Karma, which works off of you TransUnion report instead. According to them, I am at a 641. That’s up 102 points in two years!