Comments on: How I Stopped Sabotaging My Own Financial Independence

By: Peter

Peter — Sun, 06 Dec 2020 03:51:06 +0000

In my case, my biggest sabotage was to invest a lot of money in a business in which I had no experience …

By: J. Money

J. Money — Thu, 14 Mar 2019 13:56:49 +0000

In reply to Robin. Indeed it does! And once you have that epiphany it goes a lot smoother too :) I'm rooting you on!

By: Robin

Robin — Thu, 14 Mar 2019 12:41:35 +0000

Just getting around to reading this post. Really appreciated this post. Sabotaging myself has been and continues to an issue with me. I have “mindlessly” managed my financial (and to say manage is a real stretch) throughout my adult life. Often thought i’d Make for a good study case. Latter half of last year after discovering The Elite Edge Money blog I calculated my net worth and found I was pleasantly surprised that it was not zero. Since that time have been mindfully spending time on my finances. Haven’t been a complete zero over the years but certainly could have done a whole heck of a lot better by making better decisions. My journey continues.

By: Pie Lady FI

Pie Lady FI — Wed, 13 Feb 2019 11:20:56 +0000

In reply to MonkWealth. MonkWealth - Thank you for the kind words. Agreed, getting control of my fear was a big part of my success. To be completely honest, its a work in progress. Every year with new goals, I have the same conversation with myself about fear. In the end, if fear is the only reason I don't do something, well then that is not good enough. :)

By: J. Money

J. Money — Mon, 11 Feb 2019 11:13:15 +0000

In reply to Craig Heard. Really really glad you got something out of this, Craig. I give all y'all single parents mad respect as that's no easy feat!

By: Nita

Nita — Sun, 10 Feb 2019 18:46:17 +0000

In reply to Pie Lady FI.

Excellent point. Your kids are lucky ones.
I know there isn’t, and “buck up” is surprisingly not efficient, how about that ;)
It’s baby-steps, like you, one after the other. In an effort to rethink work-life balance, I went part-time a month ago (I work 45 fewer minutes a day), and it’s helping me move forward with other things.
I hear you on the stealth wealth. Where I live, what you make in a month is deep in hush-hush territory, even with close ones. I recall my aunt’s reaction at Christmas when I told her about going part-time… Not doing that again anytime soon.
I’m glad to start now, as well

By: Pie Lady FI

Pie Lady FI — Sun, 10 Feb 2019 17:26:39 +0000

In reply to Nita. Nita - Thank you for sharing. Its tough to self motivate. I wish I had a magic formula to share but if there is one, I haven't found it. For me, it started with wanting better for my kids (and that meant not relying on child support). Once things started falling in place, I would challenge myself to do better than I did the year before. The first few years I was surprised at how much I could do. Sadly, I also learned that I should not share my success with my friends. It put a strain on many relationships (friends & family). I learned to be proud of myself, quietly. You will know when you are ready and that is personal for each of us. Do I wish I started earlier? Sure do. But I am also glad I didn't start any later. :)

By: Nita

Nita — Sun, 10 Feb 2019 14:55:20 +0000

“In my 20s and 30s, retirement age seemed like a thousand years away. It’s easy to put retirement planning aside in favor of other more immediate goals and priorities. This is the beauty of the FIRE movement and why I fell in love with it. It takes away the unknown future and puts the future within reach – if you want it.”
Just wanted to say it: with this you pictured why I’m here exactly.
I have been lucky enough not to suffer from #2 in the long run, but I’m still stuck with #1 – mostly because no one around me expects from me anything else than what I’m doing already, so I have to motivate myself to do more and I’m not there yet.
The steady growth of your net worth within the last 6 years is absolutely impressive.

By: Craig Heard

Craig Heard — Sat, 09 Feb 2019 20:48:39 +0000

Thanks so much for that post. I read and re read it because I sense there’s a lot more to absorb than what’s on the surface of your words and journey. Also, thanks J for posting the charts and commentary BEHIND her story. It gave me much needed context. I immediately went to her page by the way. Well done Pie Lady.

I have my own struggles and also worry about my adult children ( as single parents tend to do) but I’m hoping leading by example will remedy everyone’s mindset a bit. Thanks again.

By: Pie Lady FI

Pie Lady FI — Sat, 09 Feb 2019 19:32:12 +0000

In reply to Debbie Sassen. Thank you Debbie! I appreciate the feedback and support!!