Comments on: How a Journal Completely Changed My Finances

By: J. Money

J. Money — Fri, 12 Jul 2019 18:38:30 +0000

In reply to Erin Reeder.

dang, sad to hear that…

let me reach out and see if I can get any info :)

UPDATE: my email for him now bounces :(

By: Erin Reeder

Erin Reeder — Fri, 12 Jul 2019 15:49:13 +0000

Does anyone know if there is any way to get Ryland’s course? It looks like his squarespace site is no longer active!

By: Mary Laird

Mary Laird — Thu, 19 Apr 2018 06:29:47 +0000

I want to put up a fence to keep a stray I have adopted from being picked up by Animal control. I want to get a part time job to pay for such fence. I want to attend the job 3 days per week for 4 to 5 hours each time. I want to enjoy a trip to see my daughter graduate. I want to stay saving with my first paycheck.

By: Brandon

Brandon — Fri, 13 Apr 2018 21:05:57 +0000

Great article and very insightful. #1 things I tell everyone I find struggling in life is to ‘write it down’ but maybe I should tell them to start ‘keeping a goal related journal’. Hah

By: J. Money

J. Money — Fri, 06 Apr 2018 20:17:27 +0000

In reply to Mrs. Dragonfly.

HELL. YES.

Love that more minimal feeling – so good for the mind and the wallet!! :)

By: Mrs. Dragonfly

Mrs. Dragonfly — Fri, 06 Apr 2018 17:56:27 +0000

In reply to J. Money.

We own several ETFs and gold/silver stocks, cryptos and some long-term dividend. Mr. Dragonfly is an avid reader on precious metals and has been tracking several companies throughout the years and have various portfolios on their performance. We are not stock analysts but we do our homework before we put in money. We cashed out some bullions at our local jewelry stores and got the market value back, and more. It’s a good investment with gold/silver.
We have recently started downsizing – selling several furniture that we no longer need. It’s liberating to see my room/floor. This is not a long-term strategy but it brings a different feeling when you can part with “things” – the “what you own, own you” is valid. You feel free when you are no longer “owned” by anything:-)

By: J. Money

J. Money — Fri, 06 Apr 2018 13:37:42 +0000

In reply to Mrs. Dragonfly.

LOVE that you guys give each other bullion like that!! (And even more so that it’s in form of coins, as an active coin collector myself :)). Was just thinking the other day that it would be a good way for me to diversify more and maybe even include in my net worth… Feels silly to include a “coin collection” in there, but maybe just the silver/gold values since they’re easily liquidable? I wouldn’t go as far as cashing out stocks and putting all into gold/silver, but a % can def. help diversify more :)

By: J. Money

J. Money — Fri, 06 Apr 2018 13:33:00 +0000

In reply to Kyle @ NYPFGuy. AGREED :)

By: Mrs. Dragonfly

Mrs. Dragonfly — Fri, 06 Apr 2018 12:00:35 +0000

We bought each other precious metals pure silver or gold coins (.9999) as gifts these days. One they appreciate over time, two they are tangible and actually feel like you own something together, but most importantly, we look at these coins as our retirement pocket money.

I wholeheartedly agree with your claim – what you write becomes your life. My father was a very active journal writer and he passed that passion to me. I often look at what I wrote – goals and comparing notes – it propels me to not just sitting on my butt after a 10-hour work day but just keep going to accomplish what I need to do. Thanks for the validation :-)

By: Kyle @ NYPFGuy

Kyle @ NYPFGuy — Thu, 05 Apr 2018 22:48:17 +0000

“I believe I can have a financially independent life as soon as I have enough money to have the confidence to walk away from any situation that doesn’t benefit me.”

Favorite line of the whole post. Been working on applying this mindset to my own life.