Comments on: How often do you check your bank accounts? :)

By: Carmelita

Carmelita — Sat, 24 Oct 2015 09:05:49 +0000

In reply to Clare.

Interesting habbit:) Would you share the excel sheet you use?
Carmelita
email:carmelita.williams@yahoo.com

By: Crystal

Crystal — Thu, 17 Feb 2011 18:38:27 +0000

Before I started blogging, I checked daily…sometimes 2-3 times. Now it’s weekly or biweekly but I check for new blog comments 5-6 times a day…

By: J. Money

J. Money — Thu, 17 Feb 2011 17:54:43 +0000

@Kim – haha… I used to be like your husband :) good thing he’s got you around!
@Catherine – Agreed :)

By: Catherine

Catherine — Thu, 17 Feb 2011 09:03:20 +0000

I check fairly often, my partner doesn’t and it’s his failing.

I generally know how much is there without having to check, but it’s always safer to check just incase!

By: Kim

Kim — Thu, 17 Feb 2011 06:01:34 +0000

I vary. I check my 401(k) balance daily during the week, and not during weekdays. I go through phases of checking my USAA and local accounts 1-3 times per day, and then phases where I’ll go 4-5 days without checking.

I try to work out a net worth calculation (write down all checking/savings/investment balances vs. the three loans, and any outstanding credit card balances) once per month.

One of the reasons I need/try to stay on top of it is because my husband uses the same checking accounts, and doesn’t remember to tell me what he’s spent. Or, he knows he spent money, but he can’t tell me how much and he lost the receipt.

By: J. Money

J. Money — Wed, 16 Feb 2011 20:34:31 +0000

@MKG – Haha, that makes me happy for some reason :)
@Kelsey – Are you talking about your savings or your debt? I hope it’s the latter! haha…
@jaythebanker – Yet another reason why I don’t use Debit cards! It’s all credit for me, baby. And one of these days I’m gonna join you at the bank. I still want to work for one at somet point :)
@JennyDee – Yeah, that’s the downside of automating — it’s easy to just forget about it and not catch things as often. But usually the pros outweigh these kinda cons :) Congrats on having a nice buffer in place for checking!
@Jennifer Lissette – WOW. I’m sure your husband woulda caught it at some point… at least I’d like to think :)
@Jaime – That peace of mind is well worth it – I’m with you on that one.
@Shawanda – Damn straight. Only person who cares enough about your money is YOU! :)
@Phil Bryant, CEO – Wikinvest? Not me but I like the way it sounds!
@sarah r – If I had BofA I’d check every single hour!! Can’t stand that place, haha.. no offense.
@Bobby – Haha, yeah there’s no hope when you work AT the bank ;)
@Louise M – The reason for that is because you are AWESOME :) I tweak my budget a lot too.
@JMK – Yup! All about the credit cards too. Makes budgeting and tracking SOOOO much easier. Esp if you’re good at paying them off on time and all.
@caroline – That’s pretty hardcore. I couldn’t do it, but I totally dig that you do!
@Courtney – And as that net worth rises, so does your motivation and excitedness!!

By: Courtney

Courtney — Wed, 16 Feb 2011 18:20:35 +0000

I check every day now that Mint finally supports my checking account. Supposedly I’m just making sure I’m within budget — but really it’s to watch my net worth rise!

By: caroline

caroline — Wed, 16 Feb 2011 13:57:05 +0000

I check mine at least once a day because I try to reconcile my checking account everyday. I noticed that if I don’t reconcile daily I end up not doing it..

By: Mesenbrink

Mesenbrink — Wed, 16 Feb 2011 11:54:13 +0000

I check with account around a few times a month. I just have to make sure that I have enough money in there or my checks / credit card payments.

By: engin33r

engin33r — Wed, 16 Feb 2011 02:58:40 +0000

I check the balance once every week to see if the number looks confusing. Then I read through everything once a month when I’m doing bills..

I figure this could be like stocks and you could waste time checking 27 times a day if you got out of control so I take the opposite and just hope that all my automatic deductions are doing their thing.