Thanks for linking out to some of your posts brotha – super helpful for people! The “how much I need in emergency fund” question is always coming up.

“Why do I have so much money?” — Haha…. LOVE THAT.

I’ve been hearing that name pop up quite a few times on people’s blogs but haven’t checked out personally myself. Does sound pretty interesting.

The buffer’s where it’s at. I keep $1k in our checking for exactly that – we always forget something or do something stupid!

That emergency fund vs paying debt off priority is always a juicy topic in finance. They’re both super important of course, but it’s interesting to hear both sides battle for which is *most* important to do first.

Haha yeah – that was one of my favorite lines from the article too :)

That’s awesome! And really, making the risks less risky is my favorite part of having a system like this. It’s so much easier to take those big leaps when you know that the fall won’t be very hard.

First of all, nice work! I couldn’t agree more that having a dedicated e-fund is a huge help, especially instead of relying on retirement accounts. So good for you for making that happen!

In terms of how much you should have, I would say there’s no one-size-fits-all answer. The standard goal is 3-6 months worth of expenses, and I think that’s a good starting point. But to give you a little more detail, here’s a post I wrote on this topic that gets into different variables that might cause you to aim higher or lower: How Big Should Your Emergency Fund Be?.

And here’s another one that talks about building your emergency fund in stages.

Hope that helps! Feel free to reach out any time if you ever have more questions. Good luck!