Amen on that last one.

Communication goes a long way.

I’ll second that! YNAB is dope if you can get into the habit of it (takes people a while, but once you’re sucked in you’re good ;))

Hi Robin,

I’m single and retired also and found YNAB to be a great accountability partner. And found J Money after I had some success. I highly recommend it, along with their educational podcasts. I tried regular budgeting and spread sheets, for years and years, but didn’t know enough to make them work.

In 5 years, I went from over spending all the time to having sizable saving. Things still get better all the time. Wishing you similar progress.

Please do! Once it becomes habit it’s so much easier as time goes on! Especially when the markets are back in full upswing again ;) You could also connect up with a Money Coach who would not only help you stay accountable, but also be a fresh pair of eyes on your goals too?

Here’s a list I curated a few years ago from coaches in our community, and while I’m not sure how updated it is now (I no longer run the site), I’m sure many are still active:

https://directory.rockstarfinance.com/coaches/money-coaches

Haha glad I could help! The good part is that it gets easier and easier as time goes on, and one day you’ll realize you’re not even thinking about money anymore :)

Oooooh please tell me you’re going to whip one up and surprise him with it???? :)