Comments on: When You Have That Epiphany…

By: J. Money

J. Money — Mon, 23 May 2016 18:07:10 +0000

In reply to Jasmine. It's a beautiful thing!!! Keep going - you can do it! :)

By: Jasmine

Jasmine — Fri, 20 May 2016 18:49:25 +0000

Great motivational article and comments. I actually started my FI journey through motivational blogs like Milk the Pigeon and Brian Kim, and from there realized that there was no reason I couldn’t live the life I wanted. So I got serious about my finances last year and started putting everything into getting out of debt. From then I’ve paid off around $10,000 combined in credit card and student loan debt and should be able to pay off the rest in two years at most. I’ve been socking away money in my 401K as well, and while not much now it’s certainly growing. My next goal is to max out my 401K every year.

By: J. Money

J. Money — Mon, 25 Apr 2016 17:49:56 +0000

In reply to naughtygrog.

Holy $hit man – you guys are doing so well!!! Way to finally take control of it! And smart to kill that payday loan first too – those things are nasty…

I want an update in another 3 months so I can continue congratulating you :)

By: naughtygrog

naughtygrog — Mon, 25 Apr 2016 13:59:32 +0000

My financial epiphany is ongoing and only kicked off 3 months ago. But in that 3 months I’ve managed to get things moving in a much better direction. We paid off a nearly 600.00 payday loan and have tracked every dime spent in the last 3 months. We are in the process of building a budget. This has been a process because we had no earthly idea what we were spending but we should have it locked down this upcoming month. I’m super excited to say that in that 3 months we’ve managed to SAVE just south of 400 bucks. This would have been completely unheard of 6 months ago. Thanks for your help!

Timothy & Jennifer

By: J. Money

J. Money — Sun, 24 Apr 2016 14:11:59 +0000

In reply to weenie. Wowww look at you go!! I had no idea you spent so much time on my site when you stumbled across it - thx for making my day! Always an honor being named next to ERE and MMM in the blogging world :) Congrats on two years!!

By: weenie

weenie — Fri, 22 Apr 2016 11:54:54 +0000

My financial epiphany was in 2014 when I stumbled upon MMM and ERE. ERE was too ‘extreme’, MMM gave me some ideas but I spent the most time reading your back catalogue of posts because, well, you made saving and investing sound like it was fun! :-)

Since then, I set up my own blog (which has just celebrated 2 years), stopped being an unnecessary consumer, increased my net worth by 65% and last month, my savings rate was over 60%! Go me!

By: J. Money

J. Money — Thu, 21 Apr 2016 20:03:04 +0000

In reply to Mrs. PIE. Hey - $$$ posts never go stale, welcome to the convo :)

By: Mrs. PIE

Mrs. PIE — Thu, 21 Apr 2016 18:58:46 +0000

I Can’t believe I only just spotted this post! My epiphany was slooow. It came in fits and starts, only to be fully formed a few months ago

By: J. Money

J. Money — Mon, 11 Apr 2016 18:12:56 +0000

In reply to Colin. Absolutely beautiful! Congrats, man!

By: Colin

Colin — Mon, 11 Apr 2016 15:59:03 +0000

I had my financial epiphany in 2013 when I thought I was about to be laid off, and since then I’ve bought 2 investment properties, gotten married to a like-minded woman, set a goal of total financial independence in 20 years, started working with a financial planner toward that goal, boosted our savings to over 50%, and set a date to quit my job. Go us!