Thank you, Sir.

Just let me know if you need anything when your new insurance plan gets offered.

Cheers to putting investments on auto-pilot and watching them rise over time. Let’s just hope there’s no dramatic reversal :)

Hey Max! Dude I just read all your posts on the HSA and love how knowledgeable you are :) Unfortunately, I won’t be in the ‘eligible’ category for the entirety of next year. (well maybe I will, but I don’t know 100% for sure). I called Fidelity who manages my HSA and we talked it all out. I’ll be transferring 887.50 this year, and probably another prorated amount for the start of next year for the months I’m covered. Thanks for all the info dude. Great posts!

Hey Alex! Ich habe dein Blog überprüft (konnte aber nichts verstehen, haha). Ich möchte nur sagen, dass ich stolz auf Sie bin, dass Sie gegen das “Normale” verstoßen und Dinge veröffentlichen, die die meisten Menschen nicht tun würden. Du hilfst den Menschen mehr als du weißt – mach weiter so, mein Freund!
Prost, Joel

Thanks for the answer and even in German. It helps me a lot to see something like this. The german mindset is not like that: save, invest, get a better life.
Rather, work until you drop, buy a better car than your neighbor. Buy a bigger house than your neighbor. Be jealous and don’t grant anyone anything because no one should benefit.
If you show off your money and success, you are stupid. All the more I appreciate that your mentality is so open. Success is more appreciated. From 2021 on I will also present my earnings for my people on my blog.

Cheers Alexander

Hey Joel – if you happened to have been eligible and covered under your HDHP 12/1/2020 (literally 6 days ago) you are eligible for the FULL annual contribution for 2020 ($3,550 self only and $7,100 family). This blew my mind a few years back. It’s called “last-month rule”.

The only catch is the testing period, which basically says you need to stay eligible for the next twelve months. It just so happens I did a write up on this today, feel free to take a peek should you feel so inclined.

Either way, nice job this month!

Max

Guten Tag Alex!

Vielen Dank fürs Lesen und ich bin froh, dass diese Zahlen zur Motivation beitragen! Meine Zahlen waren auch einmal sehr klein … Aber über viele Jahre nach und nach daran zu arbeiten, summiert sich wirklich. Arbeiten Sie weiter hart und sparen Sie und lassen Sie mich wissen, ob ich überhaupt helfen kann. Prost!

Schöne Ferien, Joel

Cheers IF! Slow and steady wins the race :)

Wow – that’s awesome about eBay. Where do you find most of your stuff to sell? With Covid and lockdowns, there is much less stuff floating around (and i’m cautious of what I pick up!). I’m looking forward to ramping up next year when all this stuff is over fingers crossed!