Several years ago a divorce completely knocked all my plans off the rails… nearly bankrupt I found your site. After refinancing my mortgage from 6+% to 2.2% and paying down debts etc I’ve snowballed all those payments into recovering financially.

I’m tracking net worth monthly and have seen it go from negative to currently $257k+ in 5 years. I must say your Franken caddie posts are some of the best for me as my pet peeve is I’m still driving my late 90’s crapilier and I used to love my cars… however the only thing wrong with my crapilier is that it drives like a brand new 1999 cavalier. (great car, easy to fix yourself btw. Could have been better driving)…

Thanks for the posts, the inspiration and the support of knowing there’s method to this path some might say is crazy… it’s working well for me. Makes me sad to see others haven’t caught on yet. Wish I did earlier.

Definitely stings, I agree. Sending some positive vibes that next month it’ll be three out of five months that are losses ;)

Believe me – we’ve gone down that road and won once (it used to be 6.75% on an interest-only loan!) and failed the 4 times afterwards… It’s a funny thing with being under water – you have to bring lots of cash to the table to refi! ;)

http://virginia529.com/

So we get the tax credits AND can invest in Vanguard! (we live in VA – always start your research with your own state’s plans in case there are good benefits :))

Holy crap that’s awesome. What are you, pimping? ;)

But what would I dive into then in my spare time?

Haha yeah – every time she sat down to really concentrate, another kid popped out :)

Yes, good point for sure :) I don’t foresee us changing many of our habits whether we have 1 additional salary or 5! So def. good to figure out money stuff sooner than later before getting all caught up in things.

HAH – yes! Sounds like a perfect blog idea actually “You spend it, I make it!”