Comments on: My Net Worth [Over 11+ Years Tracking!]

By: J. Money

J. Money — Thu, 09 Jan 2025 13:20:20 +0000

In reply to Wisdom Database. You know it!! Compounding works for debts/fees just as well as it does investments! Gotta always be harnessing it towards the right direction! :)

By: Wisdom Database

Wisdom Database — Wed, 08 Jan 2025 22:11:19 +0000

This is an incredibly inspiring journey—congratulations on hitting the $1 million milestone! Tracking your net worth so diligently over the years is not just motivating; it’s a masterclass in persistence and focus.

One thing I appreciate is how you’ve emphasized the accountability and reflection aspects of tracking. That monthly pause to review your numbers is such an underrated practice. It’s a reminder to not just set goals but to continually engage with them.

Also, your point about fees in retirement accounts is golden. For anyone who hasn’t done this yet, running a fee analysis could be an eye-opener. The potential savings could easily redirect more money back into your net worth growth.

By: Joel

Joel — Fri, 05 Nov 2021 04:11:40 +0000

In reply to Angie. Hey Angie! Yeah I think just monthly manual tracking is the way to go for now. :)

By: Angie

Angie — Wed, 03 Nov 2021 07:28:01 +0000

Is there a system or a way to be able to easily account for balances that can’t be connected to Mint/Personal capital?

For example, I have some money in real estate syndications and some money in NFTs that can’t be connected/updated to my Mint account.

I guess the best way to do this is just to do a monthly accounting to see where you’re at with those unconnected accounts?

By: veronica karas

veronica karas — Fri, 15 Oct 2021 05:42:52 +0000

Thanks for sharing such beautiful information with us. I hope you will share more info about financial planning

By: Keelan Muscara

Keelan Muscara — Thu, 15 Oct 2020 22:24:29 +0000

Love the transparency man! As a new blogger (personal finance for teachers), I’ve learned a lot from you on how to build an audience that trusts and believes in you. Thanks for all you do!

By: Joel

Joel — Wed, 05 Aug 2020 16:24:24 +0000

In reply to Fion. Cool, thanks for sharing. J$ uses personal Capital every day - I use Mint for budget tracking as well as manual spreadsheets to back-up all the raw data. So cool to see all the new tools out there today that are helping people get into the right habits. Cheers!

By: Fion

Fion — Wed, 05 Aug 2020 15:50:17 +0000

Congratulations on the $1M milestone! It’s pretty cool to see a precise net worth calculation (down to the penny!) going back for over a decade.

Do you track your monthly spending with the same attention to detail? My personal experience with using a budget / net worth tracker to track my spending is that it’s a lot of work to set up and maintain. Often, I simply want to be able to search my past purchases and see how much I’m spending, without setting a budget.

Ended up building a tool called Fion (fion.co) to search my past transactions, across all my cards, and actually see how I’m spending money. It’s more insightful than a basic “tracker” app when I want to look up a specific purchase and much easier than following a strict “zero-balance” budgeting methodology. Already making better spending decisions with it.

By: Dollartrak

Dollartrak — Tue, 21 Jul 2020 02:52:18 +0000

It is pretty cool to see this data being shared for over A decade now. Interested in how you track your net worth including real estate, collectible and other assets that aren’t held in accounts.

By: J. Money

J. Money — Tue, 30 Jun 2020 10:04:05 +0000

In reply to Impersonal Finances. Indeed! Wild times in both the market and life these days! Thanks for stopping by the blog :)