Comments on: What’s Your PF Score?

By: J. Money

J. Money — Mon, 24 Feb 2014 23:14:58 +0000

In reply to Shannon. damn good number! keep it up!

By: J. Money

J. Money — Mon, 24 Feb 2014 23:14:40 +0000

In reply to Slinky. Rock n' roll! That $5 re-invested over time will probably make you rich in itself ;)

By: Shannon

Shannon — Mon, 24 Feb 2014 22:57:23 +0000

Ooh, I haven’t heard of this calculator before! 10.3 over here. We only have two year’s worth of expenses data so far being having been married not even two years yet.

By: Slinky

Slinky — Mon, 24 Feb 2014 18:40:07 +0000

I like this ratio too. It’s a nice abstract way to compare situations without getting into all the details. It also feels like it’s uniting the two “sides” of personal finance – earn more (increase net worth) or spend less (decrease expenses). They’re really two sides of the same coin and either will work. Both works even better though!

I’m on the low end with a 3.5. Not as high as I’d like, but not bad all things considered. Projecting out to next year, I should easily blow past 5. Woo! Look at me go! It seems like things should pick up a bit now that I made it past the typical “getting started” gauntlet of expenses (car, wedding, house, etc). Also a second car because city buses are evil. EVIL.

And completely off topic, but I have to share with a fellow PF nerd, because no one else will care! My mortgage payment just adjusted and is now $997, which feels so much more awesome than $1,002.

By: Grayson @ Debt Roundup

Grayson @ Debt Roundup — Mon, 24 Feb 2014 16:12:38 +0000

Well, I am at a 1.4 right now. While I am not happy with that, I know that my net worth is low. Just got into the black a year ago, so I am shooting for 10 within the next year or so.

By: J. Money

J. Money — Sat, 22 Feb 2014 13:37:55 +0000

In reply to Nic. I give you permission to change it ;)

By: J. Money

J. Money — Sat, 22 Feb 2014 13:37:15 +0000

In reply to LAL. Nice! That's quite the jump too!

By: J. Money

J. Money — Sat, 22 Feb 2014 13:36:38 +0000

In reply to stephanie.

I think anyone who’s figured out a way to be that happy at a job has hit a jackpot! Haha…. Good for you! :) And that the place you’ve found also still has a pension??? Double jackpot! I don’t know how much or not you’ve saved/invested already, or what your expenses are/etc, but I’m sure if you sat down and ran the numbers and projected you’d be able to figure out a decent game plan :) I think as long as you’re always aware of your financial snapshot, and can adjust as time goes on, you’ll be fine. But you def. gotta stop and run the numbers for a bit so you get that good grasp sooner than later.

By: J. Money

J. Money — Sat, 22 Feb 2014 13:33:37 +0000

In reply to Jay. Cheers to that! :)

By: J. Money

J. Money — Sat, 22 Feb 2014 13:32:56 +0000

In reply to Josh. Agreed - we're all in different stages, baby!