Oh man, yeah, SO MANY have creeped up over the years now, huh?! I tend to only write about the ones I personally use and love myself so that’s why I’ve only covered a few of them here lately (Digit, Acorns, etc), but as soon as I get obsessed with a new one you’ll be sure to see it here :)

Probably because they are the biggest and maybe easiest to connect to? I don’t know what API they use but it’s probably similar to the ones the other apps/services uses too. I think it gets harder trying to add one-off banks with different systems, but def. no expert here :)

Yes, that would be optimal but we all know people don’t do it :) So I’m all for anything that helps wake them up and gets them to at least *start* – even if it comes with a fee.

Let me know what your clients end up thinking/paying off with it!

Hah! Fortunately Qoins actually only pulls out the money $5.00 at a time from your account (it doesn’t pull out 28 cents and then 72 cents, etc each time) so for you even-steven people you’d be a-okay :)

You’d get a good average of how much it takes after a couple of months :) So after that you can budget in the top of that average and be fine most times. Maybe with the exception of Christmas or months where you tend to to a ton of transactions, but fortunately since we’re only talking about spare change here it’s hard to go *wild* :)

Qoins says they save their customers an average of $40/mo, and in the past year and a half of me using Acorns which tracks the same transactions, I average about $30/mo in savings.

So to answer your question, I’d budget in something around $50/mo to be super conservative for the first month or two, and then when you see what *actually* happens in reality (just like you would in any other budgeting category), adjust from there.

Always takes a little time to get it right :)

For sure! No shame in that! (If it was too high I’d be questioning how much you spend ;))