Comments on: A silly little trick I started doing to make expenses feel better… ;)

By: J. Money

J. Money — Tue, 27 Aug 2019 10:34:40 +0000

In reply to michele cadogan. YES!!! I did!!! We had originally planned on picking one up as we used to have one years ago with our first house, but then we completely forgot about it and no one brought it up at closing or anything :( I do think they can help, even if just for peace of mind.

By: michele cadogan

michele cadogan — Tue, 27 Aug 2019 01:29:07 +0000

Just a thought – did you consider the pros and cons of buying a home owners warranty?

By: J. Money

J. Money — Wed, 21 Aug 2019 18:56:07 +0000

In reply to Chris ODonnell. #LAME

By: J. Money

J. Money — Wed, 21 Aug 2019 18:53:52 +0000

In reply to Angela Bargen.

DO IT! Haha…

And then when they bitch and whine about how life isn’t unfair in their teenage years you can show them the spreadsheet and see if it shuts their mouths ;)

By: Chris ODonnell

Chris ODonnell — Wed, 21 Aug 2019 16:09:28 +0000

A little known fact about home inspectors in VA – the licensing requirements are a joke. Until a couple of years ago, there were zero licensing requirements. Now it’s like one 8-hour class. If I ever buy a house again my plan is to hire a general contractor for 1/2 a day to do the inspection.

By: Angela Bargen

Angela Bargen — Tue, 20 Aug 2019 22:20:46 +0000

Great article and good advice! When those unexpected, unavoidable expenses pop up, anything you can do to reduce the stress is worth trying. Unfortunately, I’m a single mom and my kids are students (net out-flows, big time!). But maybe I can start a spreadsheet to tally up their “share”. I’ll probably never collect but it could be an amusing distraction!

By: J. Money

J. Money — Mon, 19 Aug 2019 16:26:26 +0000

In reply to Kenneth.

HAH!!! That’s an interesting way of doing it!!! If our money weren’t all combined I’d try enacting it myself :) Hard to even remember it’s 50/50 most times, at least for me…

By: J. Money

J. Money — Mon, 19 Aug 2019 16:24:56 +0000

In reply to Mike. How very true that is...

By: J. Money

J. Money — Mon, 19 Aug 2019 16:24:29 +0000

In reply to DP. Haha thanks!! I def. don't need any convincing on which route is better, but alas I roll with it for the betterment of my family ;)

By: Kenneth

Kenneth — Mon, 19 Aug 2019 12:32:29 +0000

I pay the bills in our house and keep a spreadsheet for all outgoing money, what date I paid it, and what 50% of that cost would be. When my SO venmo’s me on the 1st and 15th for those expenses it feels like a paycheck from a second job (my pay days are the 8th and 23rd so it lines up nicely). It really helps take the sting out to get paid by my “second job” when I didn’t have to clock any hours.