Comments on: What’s Up With Your New Year’s Resolutions?

By: Jenna

Jenna — Tue, 07 Sep 2010 14:33:36 +0000

@J. Money – Yup, I’m taking my good time looking around and finding what I like (or what I can fix to what I like).

By: J. Money

J. Money — Sun, 05 Sep 2010 04:42:18 +0000

@Kat – You are right! I def. need to break it down more and track better. My way is certainly not working.
@Miss Jane – That is awesome :) I love lists like that.
@Techbud – Haha…you cheated. And I agree – I have to lock this time issue down before going on my own. On the plus side, I’m usually pretty good about knocking out the major important things each day.
@Sarah Fowler – CONGRATS! You are a BEAST at reading those books, crazy impressed!
@Nick – Ooooh i like that! can i write on my hand instead? that usually helps me pretty well when I remember. Would love to have it 2nd nature though, good lookin’ out.
@Karmella – Haha… well right something down NOW to accomplish until the end of the year :) You can do it!
@tom – Zing!
@Dena – LOVE the “shop only once a week” idea! It’s def. hard, you’re right, but you get used to it pretty quickly. I gave it up for 3 months once and never went back to the old ways ;) Good work on sticking to a budget too!
@Jenna – Just be sure to wait for the RIGHT one! No rush at all, esp in this economy :)
@MoneyMan – Sweet man! Clicking over as soon as I post this to check it out. You’re gonna love blogging!
@JMK – Getting rid of your HELOC would be amazing. We’re so far away from doing that ourselves that I can’t even fathom it. Keep rockin’ it!
@Rachel211 – We all work a bit differently, so as long as you’re sticking with what you’re comfortable with it’s all good :) I like separating some things out, while combining others. I’m sure over the years it’ll all mix into one big bag of awesomeness though. But for now we’re killin’ it so tally ho!
@vml – That’s true at some companies, I made sure it wasn’t at mine before doing it ;)

By: vml

vml — Fri, 03 Sep 2010 22:59:46 +0000

Maxing out your 401k early in the year may mean that you don’t get the maximum employer match, if your employer does this.

By: Rachel211

Rachel211 — Fri, 03 Sep 2010 22:35:12 +0000

I realize that a lot of married couples still keep separate accounts – but to me it seems strange that you would still think of your retirement accounts as two separate things. I mean, I realize that they are – but to me it would make more sense to consider it one goal to max them both? I guess I’ve never really understood the whole split accounts thing – I get each person getting a “fun allowance” each payday, but it’s hard enough for me to figure out bills without feeling like I have to split everything up like a 19 year old college kid with roommates. Why add so much more confusion?

By: JMK

JMK — Fri, 03 Sep 2010 22:18:36 +0000

1. Make $6k in extra mortgage payments. $3k done, so $1k behind schedule.
2. Contribute $10k to retirement accounts in addition to 6% deducted at work with 3% match. $3k done so way behind on this, but I have until the end of February to meet the 2010 tax deadline.
3. Pay off $12k HELOC. $11k done $1k to go. Ahead of schedule.
4. Have new roof installed (all cash) before the snow flies. We had budgetted and saved assuming this could be up to $20k. Quotations so far are all over the map ($14k, 22k and $36k!). One quotation still to follow.

Number 4 is the reason 1 and 2 are behind schedule. I basically stopped making on those until I really figure out what the roof is going to cost. We’ve ruled out the $36k quotation which was completely nuts. We’re still waiting for one more quotation. If we spend $20k or less we’re on budget and I’ll then go back to working on #1 & 2. If we spend more than $20k the extra will have to be dealt with before we can go back to working on 1 & 2.

By: Nick

Nick — Fri, 03 Sep 2010 18:49:30 +0000

Great job MoneyMan! I’m still a blogging infant (a little over a month in). It’s fun. And sometimes people will actually read your stuff!

Just checked out your site – you’re drfinitely more tech savvy than me! Good luck. I’ll be visiting. And congrats on the net worth – totally great at 21.

By: MoneyMan

MoneyMan — Fri, 03 Sep 2010 18:43:38 +0000

Well my resolutions are coming along pretty well actually. I wanted to start a personal finance blog which I just launched a few days ago and I wanted to max out my Roth IRA which I have almost completed. Im usually horrible at keeping resolutions but so far so good this year :)

By: Jenna

Jenna — Fri, 03 Sep 2010 16:04:13 +0000

I guess my New Years Resolution was to buy a house. More like “Out the door by 24,” I’ve started the house hunting process and am still waiting to find the right one. Here’s hoping it happens by the end of the year!

By: Dena

Dena — Fri, 03 Sep 2010 15:12:44 +0000

I had a few New Year’s resolutions.These are the ones I kept.Create and stick to a reasonable budget.Create an emergency fund.Menu plan every week.And only shop once a week (that was a hard one to get used to)Oh, and put in my first ever veggi garden.It went pretty well.Over all I did pretty well.Time management is a hard one for me too.You’re not alone on that one.If there were only more hours in the day,huh ;-)

By: tom

tom — Fri, 03 Sep 2010 14:25:19 +0000

New Year’s Resolutions? Hang on, let me look for them them in all this stuff…

Nope, can’t find them. So much for that!