Comments on: We Won’t Be Homeless Next Month!

By: J. Money

J. Money — Mon, 16 Jan 2017 11:20:29 +0000

In reply to Anna.

Do it! Haha….

And so glad you’re enjoying the site, Anna – thanks so much for telling me :)

I hope it helps you along your journey!

By: Anna

Anna — Mon, 16 Jan 2017 02:19:27 +0000

Just found your site and absolutely love it – THANK you for all of the information! My hubby had to tell me to go to bed at 2 am last night – I couldn’t stop reading your posts!

We live in a little town called Issaquah, about 20 minutes east of Seattle. Our house is 1920 sq ft, 3 bed/2 bath. We pay $2,800 PITI for a 15-year fixed. We bought our house as a short sale two years ago and already have $250K equity (NOT kidding on that – the housing market here is insane). We are settling down for the long haul in this house as we can’t afford anything else around us! But we do have a Little Free Library in our neighborhood (very charming to see one) – I’ll sneak a finance book in there and see what happens. :)

By: J. Money

J. Money — Mon, 10 Oct 2016 14:06:40 +0000

In reply to Vikki.

HAH! Take that Dave Ramsey! :)

Really appreciate your kinds words. Takes a lot more time to run a blog that it looks, and getting nice notes like this helps power us through.

So thanks! And congrats on all the smart changes coming up! Sounds like you’re on a mission over there and no one’s stopping you :)

By: Vikki

Vikki — Sat, 08 Oct 2016 00:45:08 +0000

I have to say I thoroughly enjoy your blog/posts/humor/outlook/advise… Just read ur emails that I’ve saved since Mar of this year & stopped at this one. I need to eat so I can binge read more of these! lol!
I pay$1463 for 2626 sq ft in So Ca, purchased during housing drop 7 years ago. I haven’t had a car pmt since then, but will be facing the decision to buy something next yr and pay it off in 2 yrs or less (just read your post on the SUV u got), my ‘oldy’ is a 2003 w/ 265,000 mi on her & she’s getting tired. Just dumped my cable, changed cell plans, stopped spending as much on my grandson, moving folks out of my home that are costing me money & I’m going to create a net worth sheet. Time to do this right…I’m not getting any younger and your posts motivate me more than Dave Ramsey! Go J. Money!

By: J. Money

J. Money — Mon, 08 Aug 2016 18:03:52 +0000

In reply to Nathan.

Wowww – incredible!! Sounds so peaceful there! Love that your family has been there since the 1800’s – you don’t hear that too often these days :)

By: Nathan

Nathan — Mon, 08 Aug 2016 18:00:19 +0000

Been meaning to reply to this, time gets away… My wife and I live in a farming community in TN and rent a 2500 sqft 4 bed 2.5 bath house for $700 per month. We can see two of our neighbors house lights at night, and it takes 3+ hours to mow the lawn. My family has lived in the area since the early 1800’s and we are renting from a cousin, so the price is discounted. We are blessed.

It’s AMAZING to see the cost / square in other parts of the country. I don’t know how people afford to live! But I guess what we gain in peace, quiet, and affordability we lose in amenities. It’s at least 30 minutes to a grocery store, and we’re running internet on a cellular jetpack…no broadband. Still, I would’t trade.

By: J. Money

J. Money — Wed, 20 Jul 2016 11:21:58 +0000

In reply to Christy.

Oh wow – killing it!!

And congrats on that baby – they’re so precious!! :)

By: Christy

Christy — Sun, 10 Jul 2016 10:15:22 +0000

Catching up with older posts! Chiming in late. I live in close-in SW Portland, OR. Portland is a hot rental market with increasing rent and home values as much as 20-30% in the past year. I bought my current home with my husband in early 2014 for 40% less than what it’s worth today. A 3br/2.5ba 2000 sq ft single family home. Monthly PITI is $1700/mo. We’re renting out our first home and are cash flow positive $700/mo not including the principle payments our renters are making for us. So between two houses we’re only paying $1000/mo! We also had roommates for a while getting $880 per month but had to kick them out with baby #1 on the way!

By: J. Money

J. Money — Sat, 09 Jul 2016 11:48:27 +0000

In reply to Jacq. Yikes!

By: Jacq

Jacq — Sat, 09 Jul 2016 02:26:43 +0000

$50/cat fee. …my apartment complex wanted a pet deposit $350 and $75/cat or dog per month. That’s before food, vet, etc. That was part of my motivation to buy vs rent.